The Insider’s Guide to Selling Your Annuities

Selling Your Annuities

Have you considered selling your annuities? While structured payments provide a level of dependability, receiving a lump sum cash payment can open up opportunities that just aren’t possible with small, monthly payments. The freedom that can come with selling your annuities, such as going back to school or paying down debt, makes it tempting for many owners of annuity payments to sell as fast as possible; however, if you want to ensure you sell your annuities for the most money, it pays to do a little research beforehand.

Our insider’s guide will give you the knowledge you need to make the decision that will provide the greatest benefit to you in the long-term.

Insider Tip #1: Choose an annuity buyer with your interests at heart

There are certain annuity buyers out there that will try to convince you to sell your annuities, no matter what your situation. They would like you to believe that selling annuities is in everybody’s best interest – it is not. In some cases, annuity owners would be better off not selling, especially if their reasons for selling include superficial purchases such as shopping sprees or expensive vacations. There are plenty of reasons for selling annuities that can substantially improve the lives of annuity sellers – it’s important you are selling for such a reason. A reputable annuity buyer, such as, will discuss your personal circumstances with you and help to assess whether or not selling your annuities is in your best interest.

Insider Tip #2: Know the process

Selling your annuities is not as easy as finding a buyer and receiving cash; there is a legal process that every annuity seller goes through. The first step is to reach out to an annuity buyer, preferably one with your best interests at heart as described in Tip #1.

Once you’ve decided that selling your annuities is the best course of action, the annuity buyer will present you with an offer to buy your annuities; however, by simply agreeing to accept the offered quote, the transaction is not complete. After you agree to the offer presented by the annuity buyer, a judge must sign off on the reasons you wish to sell; whether or not the transaction goes through is ultimately up to the judge’s discretion. If you’ve chosen a reputable annuity buyer and are confident in your reasons for selling, this part of the process should be relatively easy and not a cause for concern.

Insider Tip #3: Get the most money for selling your annuities

If you’ve decided to sell your annuities, you don’t want to shortchange yourself – you want to ensure you get the most money possible. The insider’s trick to getting the most for selling your annuities is to choose the best annuity buyer. Many people think that the most well-known annuity buyers, i.e. the ones that advertise the most, are the best, but this is not the case. In fact, by dealing with an annuity buyer that does advertise heavily, you will most likely end up with less money than you would have received from a buyer such as Annuity buyers that advertise heavily incur substantial marketing costs, costs that are recouped through offering customers less than the optimal value of their annuities. At, we don’t spend a lot of money on advertising; we focus instead on providing an exceptional experience that our customers will want to share with their friends. Since our customers do our marketing for us, we’re able to save on costs and reward our customers in the form of higher payouts for selling annuities.

Now that you have the inside track on selling your annuities, call us today at (800) 543-6513 or request a quote online to find out how you can get the most money for your annuities.